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    Would-be to Should-be

    By Shannon Foster-Boline | May 1, 2017

    Some would-be buyers have emotional reasons to own a home like having a place of their own where they can raise a family, feel safe and secure and enjoy their friends’ company. Other buyers’ dominant reasons might be financial in nature such as building equity or lowering their cost of housing. Regardless of what might... Read More

    Indecision May Cost More

    By Shannon Foster-Boline | April 30, 2017

    “More has been lost due to indecision than was ever lost to making the wrong decision.” Interest rates have as much effect on housing costs as price and when they are both trending upward, it can be very expensive to wait. There can be some legitimate reasons for postponing a purchase such as needing to... Read More

    Remodeling 101: Placing the Toilet in Your Bathroom Renovation

    By Shannon Foster-Boline | April 1, 2017

    As many homeowners know, a bathroom renovation rarely entails just changing a few tiles and calling it a day. Even the simplest projects have many details and moving parts, creating a domino effect of one choice impacting another. One of the most important choices you can make during your renovation is one that can be... Read More

    Mortgage Loans from Relatives

    By Shannon Foster-Boline | March 30, 2017

    Occasionally, when dealing with close relatives who might also become heirs, signing a note and handling the paperwork properly may seem like a needless effort but it could mean the difference in being able to take a legitimate interest deduction. Home mortgage interest is deductible only if the loan is a secured debt which involves the... Read More

    Save the Cost of Mortgage Insurance

    By Shannon Foster-Boline | March 27, 2017

    During the banking crisis in the Great Recession, certain types of mortgages were unavailable that are once again being offered. Fortunately, the 80-10-10 mortgage is one of those making a reappearance and it can save borrowers a considerable amount of money. The objective of an 80-10-10 mortgage is to avoid the expense of mortgage insurance... Read More